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Accepted Insurance

Helping patients understand how insurance plans and healthcare benefits affect care access and costs.

Where Do I Get Started?

At Cleveland Clinic, we know navigating the insurance coverage process can be an added stress and we strive to make the process as smooth as possible for our patients.

Cleveland Clinic accepts a variety of plans from insurance companies at all of our locations. To verify if your insurance plan is accepted for services across our health system, please review our list of accepted insurance companies below.

If your insurance company is accepted by Cleveland Clinic: Please contact your insurance company to confirm what care is covered by your plan as well as information on copayments, deductibles and coinsurance amounts. See what your out-of-pocket expenses will be using our cost estimator.

If your insurance company is not accepted by Cleveland Clinic: This means your insurance plan is considered out-of-network which can lead to greater out-of-pocket expenses for your care. Please contact your insurance company for more information about what your financial responsibility may be if you choose to receive care at Cleveland Clinic. Find more information about Cleveland Clinic’s out-of-network insurance process.

Important Information for UnitedHealthcare Insurance Members

At this time, we are discussing a new contract with UnitedHealthcare that may impact your in-network coverage for the care you receive at Cleveland Clinic. If an agreement cannot be reached, your financial responsibility may increase because your insurance will no longer cover Cleveland Clinic as an in-network facility.

Please know that nothing changes for you right now and you can continue scheduling appointments for care as you normally do. We are working hard to reach a new agreement and it is our goal to avoid any changes that would disrupt your current healthcare coverage.

For the latest information, visit

Where Can I Find Insurance Plans Accepted at Cleveland Clinic Locations Outside of Northeast Ohio?

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Which Insurance Plans Are Accepted at Cleveland Clinic?

Below is the list of plans that are accepted at Cleveland Clinic main campus, our family health centers and community hospitals in Northeast Ohio.

The list below is for reference purposes only and is subject to change. Not all plans within the companies listed are considered participating. Always check with your health plan to confirm that Cleveland Clinic is included.










  • Kaiser National Transplant Network








  • Sparrow Physicians Health Network
  • Strategic Health Development (aka American Health Holding)
  • SummaCare




Cost Estimator, Oscar and Virtual Vistis

Older couple looking at computer

How do I estimate how much my procedure will cost?

Want to know the cost of your upcoming surgery, diagnostic procedure or exam? Try our cost estimator. This is an estimate of your out-of-pocket costs for test(s) and/or procedure(s) at Cleveland Clinic. It is not a guarantee of your final bill. Search by category, keyword or CPT code.

Try Our Cost Estimator
Cleveland Clinic doctor on tablet during virtual visit

Is my virtual visit covered by insurance?

Cleveland Clinic provides virtual visits for your convenience and health. Virtual visits are not covered by all insurance plans. In order to fully understand your benefits and potential cost, contact your insurance company and ask if virtual visits are included in your plan and if not, what it may cost you.

Learn More About Virtual Vistis
Cleveland Clinic + Oscar

What is Oscar? Health insurance made for you.

Oscar is partnering with Cleveland Clinic to put your health insurance on the same team as you and your doctor. The result: easy, affordable, and guided care. Every Cleveland Clinic + Oscar member will have access to the vast Cleveland Clinic network of physicians, hospitals and specialty care.

Discover a New Healthcare Experience
eHealth + Cleveland Clinic

What is eHealth? Help to find the right Medicare coverage.

Cleveland Clinic has engaged eHealth, an independent insurance broker, to help you find the Medicare coverage that best meets your needs. To speak with a licensed eHealth insurance agent and discuss plans for free with no obligation to enroll, call 1.844.972.2702 (TTY 711) or visit us online.

Get Started With eHealth
Still Need Help? Speak With a Patient Financial Advocate

Still Need Help? Speak With a Patient Financial Advocate

Schedule a callback time with a Patient Financial Advocate at Cleveland Clinic. You may also contact a Patient Financial Advocate (PFA) directly at 844.500.9451.

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