Overview

Overview

This video helps explain basic insurance terminology and what your insurance company may pay for in regards to your hospital visit.

Cleveland Clinic accepts a wide variety of insurance and contracted managed care plans at our main campus, community hospitals and family health centers.

If a particular hospital isn't on your health plan, but you feel strongly about accessing care there, you can:

  1. Appeal to your insurance review board.
  2. Look for organizations that will offer financial assistance.
  3. Negotiate a payment plan with the hospital. Ask your insurance company representative or the hospital’s Patient Financial Advocates for further information.

Is My Virtual Visit Covered by Insurance?

Cleveland Clinic provides virtual visits for your convenience and health. Virtual visits are not covered by all insurance plans. In order to fully understand your benefits and potential cost, contact your insurance company and ask if virtual visits are included in your plan and if not, what it may cost you.

Insurance Plans Accepted at our Regional Hospitals Outside of Northeast Ohio

Cleveland Clinic Akron General and Lodi Hospital

Cleveland Clinic Florida

Cleveland Clinic Nevada

Cleveland Clinic Union Hospital

Insurance & Contracted Managed Care Plans

The list of insurance & contracted managed care plans provided on this page is for reference purposes only and is subject to change. Check with your health plan to confirm that Cleveland Clinic is included.

Cleveland Clinic may participate in some, but not all, products offered by a health plan. Coverage limitations are dependent on individual group contracts. 

For questions about insurance coverage and specific plan products including Medicare and our Las Vegas location, please contact your insurance carrier directly.

Understanding Out-of-Network Insurance

If your health insurance provider does not have a contract with Cleveland Clinic, this means that you have an out-of-network, or non-contracted, insurance plan and you will be billed for all services.

At Cleveland Clinic, we want to be completely transparent with you about the cost of your care.

Questions Regarding Your Insurance?

If you have any questions regarding your insurance, please call toll-free 844.500.9451 to speak with a Patient Financial Advocate (PFA).

Insurance Plans We Accept

Insurance Plans We Accept

Please Note:

The list below is for reference purposes only and is subject to change. Always check with your health plan to confirm that Cleveland Clinic is included.

Not all plans within the companies listed are considered participating. Please call 844.500.9451 for confirmation if you are unsure.

If you do not see your plan listed here, you can also call 844.500.9451 for information.

A

  • Aetna
  • Aetna Medicare Plan (fka: Golden Choice)
  • Aetna Medicare Plan (fka: Golden Medicare Plan)
  • Aetna Signature Administrators
  • Akron City Health System (through Summa)
  • Allwell Buckeye HMO SNP
  • American Health Holding (aka Strategic Health Development)
  • Anthem BCBS
  • Anthem BCBS Medicare Preferred
  • Anthem BCBS Medicare Select
  • Anthem BCBS Senior Advantage
  • AARP MedicareComplete
  • AARP Medicare Complete Choice (through United Healthcare)
  • AARP Medicare Complete Essential (through United Healthcare)
  • AARP Medicare Complete Plan (through United Healthcare)
  • AARP Medicare Complete Plus (through United Healthcare)
  • Aultcare Health Plan

B

  • Beacon Health Options
  • Beech Street
  • Blue Distinction Centers for Transplant (BDCT)
  • Buckeye Community Healthplan Medicaid

C

  • Carecentrix, Inc.
  • CareSource Medicaid
  • Coventry Carelink
  • CCHS Employee Health Plan
  • CIGNA Behavioral Health
  • CIGNA Dental
  • CIGNA Healthcare of Ohio
  • CIGNA LifeSource
  • Cigna Local Plus
  • Cofinity
  • Community Health Alliance
  • Coventry Health Care, Inc.
  • Coventry Transplant Network, Inc.

F

  • Fida North Shore-LIJ Medicare
  • First Health
  • Front Path Health Coalition

G

  • Gateway Health Plan Medicare Assured Choice or Prime Plans
  • Gateway Health Plan Medicare Assured Select or Select Plus Gold & Platinum
  • Gateway Health Plan Medicare Assured Diamond & Ruby
  • Gateway Health Plan of Ohio
  • Global Excel Management
  • Group Management Services (GMS)

H

  • HealthAmerica
  • HealthLink, Inc.
  • HealthScope Benefits
  • HealthSmart (fka Emerald Health Network)
  • Hospice of Western Reserve (HOWR)
  • Humana
  • Humana Choice Care Network
  • Humana Choice Medicare Advantage
  • Humana Cleveland Clinic Preferred
  • Humana Gold Choice
  • Humana Gold Plus
  • Humana Military (Tricare)

I

  • Interplan Health Group

K

  • Kaiser National Transplant Network

L

  • LifeTrac Network, Inc.
  • Logistics Health Incorporated
  • Lutheran Preferred

M

  • Magellan Behavioral Health
  • Managed Care Services Signature Care PPO (aka Parkview Health Plan Systems)
  • Medical Benefits Corporation (MedBen)
  • Medical Mutual of Ohio
  • Medical Mutual of Ohio Medicare Advantage
  • Medicare A, B, C, and D
  • Medigold
  • Mental Health Associates Inc.
  • Mercer First Choice
  • Molina Healthcare Medicaid
  • Multiplan
  • MyCare Caresource
  • MyCare Buckeye
  • MyCare UHC

N

  • National Healthcare Solutions, Inc. d/b/a National PPO
  • North American Health Plan, Inc.
  • Northcoast Health Management Services
  • North Shore-LIJ Health Plan
  • Northcoast Healthcare Management Services

O

  • Ohio Health Choice Plan (OHCP)
  • Ohio Health Group
  • Ohio Healthy Preferred
  • Ohio PPO Connect
  • Ohio Preferred Network (OPN)
  • Olympus Managed Care, Inc.
  • Optum Health

P

  • Paramount Advantage
  • Paramount Advantage Medicaid
  • Paramount Elite
  • Paramount Elite Standard Medical and Drug
  • Paramount Elite Enhanced Medical Only
  • Paramount Elite Enhanced Medical and Drug
  • Paramount Health Care
  • Paramount Preferred Options
  • Parkview Health Plan Services Signature Care PPO (aka Managed Care Services)
  • PrimeTime HMO-POS
  • Private HealthCare Systems (PHCS)
  • Protocol Tertiary Network
  • Provider Partners Health Plan (PPHP) I-SNP

Q

  • Quality Care Partners
  • Quality Health Management

S

  • Sparrow Physicians Health Network
  • Strategic Health Development (aka American Health Holding)
  • SummaCare

T

  • Tertiary Care Network
  • Tethys Health Ventures
  • The Health Plan (of the Upper Ohio Valley)
  • The Health Plan SecureCare MDCR HMO
  • Three Rivers Provider Network (TRPN)
  • Today's Options PFFS

U

  • United Behavioral Health
  • United Healthcare
  • United Healthcare Community Plan Medicaid
  • United Healthcare Dual Complete SNP
  • United Healthcare Medicare Advantage
  • United Healthcare Medicare Complete
  • United Healthcare Medicare Complete Essential
  • United Healthcare Medicare Complete Choice
  • United Resource Networks
  • UPMC for Life
  • UPMC for Life Dual/Life Options
  • UPMC HealthyU
  • USA Managed Care Organization

V

  • Valor Health Plan I-SNP
  • Vantage PPO
Cleveland Clinic + Oscar

Cleveland Clinic + Oscar

Cleveland Clinic + Oscar Experience Image

Oscar is partnering with Cleveland Clinic to put your health insurance on the same team as you and your doctor. The result: easy, affordable, and guided care.

Every Cleveland Clinic + Oscar member will have access to the Cleveland Clinic network, with over 4,500 full-time physicians and 14,500 nurses across 140 specialties and sub-specialties throughout our main campus and community hospitals, family health centers, and health and wellness centers.