Overview

Overview

This video helps explain basic insurance terminology and what your insurance company may pay for in regards to your hospital visit.

Cleveland Clinic accepts a wide variety of insurance and contracted managed care plans at our main campus, community hospitals and family health centers.

If a particular hospital isn't on your health plan, but you feel strongly about accessing care there, you can:

  1. Appeal to your insurance review board.
  2. Look for organizations that will offer financial assistance.
  3. Negotiate a payment plan with the hospital. Ask your insurance company representative or the hospital’s Patient Financial Advocates for further information.

Is My Virtual Visit Covered by Insurance?

Cleveland Clinic provides virtual visits for your convenience and health. Virtual visits are not covered by all insurance plans. In order to fully understand your benefits and potential cost, contact your insurance company and ask if virtual visits are included in your plan and if not, what it may cost you.

Insurance Plans Accepted at our Regional Hospitals Outside of Northeast Ohio

Cleveland Clinic Akron General and Lodi Hospital

Cleveland Clinic Florida

Cleveland Clinic Nevada

Cleveland Clinic Union Hospital

Insurance & Contracted Managed Care Plans

The list of insurance & contracted managed care plans provided on this page is for reference purposes only and is subject to change. Check with your health plan to confirm that Cleveland Clinic is included.

Cleveland Clinic may participate in some, but not all, products offered by a health plan. Coverage limitations are dependent on individual group contracts. 

For questions about insurance coverage and specific plan products including Medicare and our Las Vegas location, please contact your insurance carrier directly.

Understanding Out-of-Network Insurance

If your health insurance provider does not have a contract with Cleveland Clinic, this means that you have an out-of-network, or non-contracted, insurance plan and you will be billed for all services.

At Cleveland Clinic, we want to be completely transparent with you about the cost of your care.

Questions Regarding Your Insurance?

If you have any questions regarding your insurance, please call toll-free 844.500.9451 to speak with a Patient Financial Advocate (PFA).

Insurance Plans We Accept

Insurance Plans We Accept

Please Note:

The list below is for reference purposes only and is subject to change. Always check with your health plan to confirm that Cleveland Clinic is included.

Not all plans within the companies listed are considered participating. Please call 844.500.9451 for confirmation if you are unsure.

If you do not see your plan listed here, you can also call 844.500.9451 for information.

A

B

C

D

  • Devoted Health

F

G

H

I

K

  • Kaiser National Transplant Network

L

M

N

O

P

Q

S

  • Sparrow Physicians Health Network
  • Strategic Health Development (aka American Health Holding)
  • SummaCare

T

U

V

Cleveland Clinic + Oscar

Cleveland Clinic + Oscar

Cleveland Clinic + Oscar Experience Image

Oscar is partnering with Cleveland Clinic to put your health insurance on the same team as you and your doctor. The result: easy, affordable, and guided care.

Every Cleveland Clinic + Oscar member will have access to the Cleveland Clinic network, with over 4,500 full-time physicians and 14,500 nurses across 140 specialties and sub-specialties throughout our main campus and community hospitals, family health centers, and health and wellness centers.