Does insurance cover an abdominoplasty (tummy tuck)?
Insurance carriers usually do not cover elective, cosmetic surgery. But your carrier may cover a certain percentage if you have a hernia that will be corrected through the procedure, or if you have had surgery for weight loss. It's extremely important that you begin communicating with your insurance company early on, and that you discuss your insurance concerns with your surgeon.
In most cases, your surgeon will write a letter to your insurance carrier, making the case that the surgery is medically necessary, if it applies to you. Insurance may only cover certain portions of the surgery, so make sure you get details. With any cosmetic surgery, this may affect future insurance coverage for you, and your premiums may increase.